Conroe Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Jameson Joseph Watts

Litigation, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

26418 Oak Ridge Drive, Spring, TX 77380

William Britton Hall

Litigation, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

Conroe, TX 77305

Lisa Jeanette Jones Mathews

Insurance, Credit & Debt, Family Law, Criminal

Status: In Good Standing Licensed: 12 Years

CONTACT

2257 N Loop 336 W, Conroe, TX 77304

Joseph S. Yardas

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

100 I 45 N, Conroe, TX 77301

Thomas Kirkendall

Credit & Debt, Science, Technology & Internet, Litigation, Business & Trade

Status: In Good Standing Licensed: 45 Years

CONTACT

2 Violetta Ct, Magnolia, TX 77381

Nicholas Bradley Ostrow

Administrative Law, Credit & Debt, Personal Injury, Health Care Other

Status: In Good Standing Licensed: 15 Years

CONTACT

191 W Lilac Ridge Pl, Magnolia, TX 77384

James R. Jones

Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

4185 Technology Forest Blvd, Magnolia, TX 77381

Eric Raymond Thiergood

Business, Employment, Real Estate, Credit & Debt, Employment

Status: In Good Standing

CONTACT

1790 Hughes Landing Blvd, Spring, TX 77380

Michael C. Beller

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

42 N Manorcliff Pl, Magnolia, TX 77382

April Christine Leeder Prim

Credit & Debt, Personal Injury, Employee Rights, Elder Law

Status: In Good Standing Licensed: 12 Years

CONTACT

9450 Pinecroft Dr, Magnolia, TX 77380

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CCCS

See Consumer Credit Counseling Service.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Conroe Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Jameson Joseph Watts

William Britton Hall

Lisa Jeanette Jones Mathews

Joseph S. Yardas

Thomas Kirkendall

Nicholas Bradley Ostrow

James R. Jones

Eric Raymond Thiergood

Michael C. Beller

April Christine Leeder Prim

TIPS

LEGAL TERMS

FDCPA

COLLECTION AGENCY

CCCS

SETOFF

PRIORITY DEBT

REPOSSESSION

PRESUMED ABUSE

ABUSE

FCRA

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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