Corona Del Mar Credit & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt

Status: In Good Standing

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19200 Von Karman Avenue, Irvine, CA 92612

William L Huestis

Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

4000 Macarthur Blvd., #600, Newport Beach, CA 92660

Debra Marshall Dietrich

Real Estate, Foreclosure, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

4750 Von Karman Ave, Newport Beach, CA 92660

Elliott H Stone

Credit & Debt, Collection, Bankruptcy & Debt, Lawsuit & Dispute

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

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4570 Campus Dr, Newport Beach, CA 92660

Michael Gary Martin

Bankruptcy, Collection, Credit & Debt, Wills & Probate

Status: In Good Standing Licensed: 41 Years

FREE CONSULTATION

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4199 Campus Drive, Irvine, CA 92612

Phillip Ashman

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

19900 Macarthur Blvd, Irvine, CA 92612

Adam M Greely

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

4400 Macarthur Blvd, Newport Coast, CA 92658

Robert Houston Dewberry

Commercial Real Estate, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

19700 Fairchild, Irvine, CA 92612

Oksana Anatolyevna Vanrooy

Trusts, Family Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

1101 Dove St, Newport Coast, CA 92660

Howard M. Bidna

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

5120 Campus Dr, Newport Coast, CA 92660

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Corona Del Mar Credit & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Debra Grimaila

William L Huestis

Debra Marshall Dietrich

Elliott H Stone

Michael Gary Martin

Phillip Ashman

Adam M Greely

Robert Houston Dewberry

Oksana Anatolyevna Vanrooy

Howard M. Bidna

TIPS

LEGAL TERMS

WINDING UP

UNSECURED DEBT

DEBT COLLECTOR

CREDIT INSURANCE

S CORPORATION

INTEREST

ABUSE

LIMITED PARTNERSHIP

FORBEARANCE

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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