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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Craig Eugene Dwyer

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Bankruptcy & Debt, Credit & Debt, Collection, Trusts, Wills & Probate

Craig E. Dwyer, Esq., has represented both debtors and creditors in Chapter 7, 11 and 13 Bankruptcy Cases in San Diego, Orange, Los Angeles and Rivers... (more)

FREE CONSULTATION

CONTACT

800-486-2210

8745 Aero Drive, Suite 301, San Diego, CA 92123

John Anthony Varley

Bankruptcy, Credit & Debt, Estate Planning, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

7373 University Avenue, La Mesa, CA 91942

Deborah Lynn Schrier

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

911 9th St, Coronado, CA 92118

Deborah Schrier-Rape

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

911 9Th St, Coronado, CA 92118

Alberto Moises Carranza

Foreclosure, Garnishment, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

CONTACT

333 H St, Chula Vista, CA 91910

Michelle Ann Hoskinson

Land Use & Zoning, Credit & Debt, Litigation, Natural Resources, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

101 W Broadway, San Diego, CA 92101

Daniel Ray Gamez

Landlord-Tenant, Consumer Rights, Credit & Debt, Consumer Bankruptcy, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

501 W Broadway, San Diego, CA 92101

Eric A Laguardia

Litigation, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

402 W Broadway, San Diego, CA 92101

Andrea May Carter

Employee Rights, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

330 W Broadway, San Diego, CA 92101

Jake Allen Walton

Litigation, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

550 W B St, San Diego, CA 92101

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FCBA

See Fair Credit Billing Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Coronado Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Craig Eugene Dwyer

John Anthony Varley

Deborah Lynn Schrier

Deborah Schrier-Rape

Alberto Moises Carranza

Michelle Ann Hoskinson

Daniel Ray Gamez

Eric A Laguardia

Andrea May Carter

Jake Allen Walton

TIPS

LEGAL TERMS

CREDIT FILE

NONEXEMPT PROPERTY

INTEREST

SOLE PROPRIETORSHIP

TOXIC TORT

BANKRUPTCY

FCBA

COSIGNER

UNSECURED DEBT

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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