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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Anthony Victor Albertazzi

Commercial Real Estate, Litigation, Trusts, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

400 Sw Bond St, Bend, OR 97702

Benjamin Charles Seiken

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

1001 Sw Disk Dr, Bend, OR 97702

Brian T Hemphill

Estate, Child Custody, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

65 NW Greeley Ave, Bend, OR 97701

C E Win Francis

Immigration, Estate, Business, Bankruptcy

Status: Retired

CONTACT

1148 NW Hill St, Bend, OR 97703

Charles Christopher Hall

Power of Attorney, Immigration, Wills & Probate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

61411 Sunbrook Dr, Bend, OR 97702

Christopher Ray Ambrose

Foreclosure, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

2900 Nw Clearwater Drive, Bend, OR 97703

Dale L Smith

Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

61141 S Highway 97, Happy Valley, OR 97215

Erica Strader

Military, Dispute Resolution, Family Law, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

158 NE Greenwood Ave, Bend, OR 97701

James J Macafee

Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

60870 Larsen Rd, Bend, OR 97702

Jonathan S Pritchard

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

327 NW Greenwood Ave, Bend, OR 97701

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

COLLATERAL

Property that guarantees payment of a secured debt.

FCRA

See Fair Credit Reporting Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Crescent Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Anthony Victor Albertazzi

Benjamin Charles Seiken

Brian T Hemphill

C E Win Francis

Charles Christopher Hall

Christopher Ray Ambrose

Dale L Smith

Erica Strader

James J Macafee

Jonathan S Pritchard

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

DISPOSABLE INCOME

MEETING OF CREDITORS

INFRINGEMENT (OF TRADEMARK)

COLLATERAL

FCRA

LIEN

ACCORD AND SATISFACTION

COLLECTION AGENCY

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