Creston Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kathleen Ann Isley

Criminal, Adoption, Child Custody, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

1090 N Seventh St, Rochelle, IL 61068

David Tess

Traffic, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

1090 N Seventh St, Rochelle, IL 61068

David D. Tess

Criminal, Contract, Bankruptcy, Dental Malpractice, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

1090 N Seventh St, Rochelle, IL 61068

Diane E. Elliott

Adoption, Divorce & Family Law, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

929 N Ninth St, Dekalb, IL 60115

Tom Curtiss Townsend

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 22 Years

CONTACT

2179 Sycamore Road, Dekalb, IL 60115

Lll Tom Townsend

Bankruptcy, Collection, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 22 Years

CONTACT

2179 Sycamore Road, Dekalb, IL 60115

John Robert Corneille

Collection, Personal Injury, Employee Rights, Civil Rights

Status: In Good Standing Licensed: 40 Years

CONTACT

151 W Lincoln Hwy, Dekalb, IL 60115

Kevin Eric Buick

Criminal, Civil Rights, Business & Trade, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

2040 Aberdeen Ct, Sycamore, IL 60178

Brian Keith Wright

Landlord-Tenant, Real Estate, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

437 W. State Street, Sycamore, IL 60178

Richard Amato

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

1358 Janet St, Sycamore, IL 60178

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

Creston Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kathleen Ann Isley

David Tess

David D. Tess

Diane E. Elliott

Tom Curtiss Townsend

Lll Tom Townsend

John Robert Corneille

Kevin Eric Buick

Brian Keith Wright

Richard Amato

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

401(K) PLAN

PRIORITY DEBT

GUARANTEED RESERVATION

ACCORD AND SATISFACTION

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

CCCS

CREDITOR

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