Cumberland County, ME Bankruptcy & Debt Lawyers, page 4

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jerome J. Gamache

Foreclosure, Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Portland, ME 04116

Richard N. Bryant

Commercial Real Estate, Business & Trade, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

215 Commercial St, Portland, ME 04101

Shawn K. Doil

Foreclosure, Mediation, Contract, Reorganization

Status: In Good Standing

CONTACT

100 Middle Street, Portland, ME 04112

Elizabeth Knox Peck

Real Estate, Employee Rights, Insurance, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

415 Congress Street, Portland, ME 04112

Peter J. Cyr

Criminal, Merger & Acquisition, Collection, Wrongful Death

Status: In Good Standing

CONTACT

85 Brackett Street, Portland, ME 04102

John P. Doyle

Veterans' Affairs, Legislative Practice, Administrative Law, Reorganization

Status: In Good Standing

CONTACT

Portland, ME 04112

Daniel L. Cummings

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

Two Canal Plaza, Portland, ME 04112

Andrew J. Kull

Real Estate, Electronic Commerce, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

40 Boody Street, Brunswick, ME 04011

Ryan F. Kelley

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

254 Commercial Street, Portland, ME 04101

Adam J Bean

Estate Planning, Business, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

850 Main St., Westbrook, ME 04092

800-923-0641

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Lawyer.com can help you easily and quickly find Maine Bankruptcy & Debt Lawyers and Maine Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Maine cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Maine cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Cumberland County, ME Bankruptcy & Debt Lawyers, page 4

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Jerome J. Gamache

Richard N. Bryant

Shawn K. Doil

Elizabeth Knox Peck

Peter J. Cyr

John P. Doyle

Daniel L. Cummings

Andrew J. Kull

Ryan F. Kelley

Adam J Bean

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LEGAL TERMS

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SUBROGATION

BULK SALES LAW

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

GUARANTOR

CREDITOR

REDEMPTION

DEBIT CARD

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