Currituck County, NC Collection Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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James B. Innes

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

1371 Caratoke Highway, Moyock, NC 27958

James B. Innes

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

1371 Caratoke Highway, Moyock, NC 27958

Ronald Mark Warren

Real Estate, Traffic, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 32 Years

CONTACT

111 Currituck Commercial Drive, Moyock, NC 27958

Megan Elizabeth Morgan

Estate Planning, Administrative Law, Business Organization, Social Security -- Disability

Status: In Good Standing Licensed: 10 Years

CONTACT

111 Currituck Commercial Drive, Moyock, NC 27958

Amy J. Innes

Real Estate, Government

Status: In Good Standing

CONTACT

1371 Caratoke Highway, Moyock, NC 27958

John Phillip Grattan

General Practice

Status: Inactive Licensed: 47 Years

CONTACT

740 Mariner Dr, Corolla, NC 27927

Gregory Paul Bell

General Practice

Status: Inactive Licensed: 36 Years

CONTACT

2400 Geng Rd, Powells Point, NC 27966

James B. Innes

General Practice

Status: In Good Standing Licensed: 27 Years

CONTACT

1371 Caratoke Highway, Moyock, NC 27958

David Ray Hamm

Real Estate, Traffic, DUI-DWI, Criminal

Status: In Good Standing Licensed: 23 Years

CONTACT

Moyock, NC 27958

John J. Flora

Residential Real Estate, Commercial Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

Moyock, NC 27958

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FCRA

See Fair Credit Reporting Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Currituck County, NC Collection Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

James B. Innes

James B. Innes

Ronald Mark Warren

Megan Elizabeth Morgan

Amy J. Innes

John Phillip Grattan

Gregory Paul Bell

James B. Innes

David Ray Hamm

John J. Flora

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LEGAL TERMS

DISCHARGE (OF DEBTS)

CHAPTER 13 BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

GARNISHMENT

FCRA

FRAUDULENT TRANSFER

ADMINISTRATIVE EXPENSES

PRESUMED ABUSE

REDEMPTION

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