Custer Bankruptcy & Debt Lawyer, Montana, page 2

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Natasha J Morton

Government, Estate, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

502 N Crow Ave, Hardin, MT 59034

Robert W Snively

Divorce & Family Law, DUI-DWI

Status: In Good Standing Licensed: 42 Years

CONTACT

802 West 3Rd Street, Hardin, MT 59034

Lance A. Pedersen

Education, Divorce & Family Law, Felony

Status: In Good Standing Licensed: 44 Years

CONTACT

121 W 3Rd Street, Hardin, MT 59034

James E. Torske

Government, Estate, Civil & Human Rights, Accident & Injury

Status: In Good Standing Licensed: 58 Years

CONTACT

314 N Custer Ave, Hardin, MT 59034

Lance A Pedersen

Residential Real Estate, Commercial Real Estate, Real Estate, Trusts

Status: In Good Standing

CONTACT

10 4th St W, Hardin, MT 59034

James Archie Patrick

General Practice

Status: Suspended Licensed: 30 Years

CONTACT

1633 Tanglewood Road, Shepherd, MT 59079

Lance A Pedersen

Commercial Real Estate, Federal Appellate Practice, Estate Planning

Status: In Good Standing

CONTACT

1026 Blue Sage Court, Hardin, MT 59034

David Hopkins Sibley

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

3705 Louis Dr, Huntley, MT 59037

Christopher Flann

Immigration

Status: In Good Standing

CONTACT

8400 Clark Road, Shepherd, MT 59079

Ellen Pfister

General Practice

Status: Inactive Licensed: 60 Years

CONTACT

Shepherd, MT 59079

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Custer Bankruptcy & Debt Lawyer, Montana, page 2

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Natasha J Morton

Robert W Snively

Lance A. Pedersen

James E. Torske

Lance A Pedersen

James Archie Patrick

Lance A Pedersen

David Hopkins Sibley

Christopher Flann

Ellen Pfister

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

DEFINED CONTRIBUTION PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNSECURED DEBT

HOUSEHOLDER

NONEXEMPT PROPERTY

ACCORD AND SATISFACTION

DOING BUSINESS AS (DBA)

IRS EXPENSES

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