Davenport Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

J. Craig Barrile

Land Use & Zoning, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

820 N High Desert Dr, Deer Park, WA 99006

Jeffrey Lawrence Supinger

General Practice

Status: Inactive Licensed: 45 Years

CONTACT

2118 N Ritchey Rd, Medical Lake, WA 99022

Jeffrey Lawrence Supinger

Banking & Finance, Bankruptcy, Personal Injury, Workers' Compensation

Status: Inactive Licensed: 47 Years

CONTACT

2118 N Ritchey Rd, Medical Lake, WA 99022

Jennifer Marie Hedlund

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

2001 S Flint Rd, Spokane, WA 99224

Jennifer Marie Hedlund

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

2001 S Flint Rd, Spokane, WA 99224

Joanie M Spradling

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 23 Years

CONTACT

Nine Mile Falls, WA 99026

John Pierce

Federal, Civil Rights, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Cheney, WA 99004

Jon N. Robbins

Lawsuit & Dispute, Consumer Rights, Elder Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1102 N Vernon Ct, Deer Park, WA 99006

Julio Morley

Family Law, Personal Injury, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 46 Years

CONTACT

21407 N Monroe Rd, Spokane, WA 99208

Karen Parcher

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 31 Years

CONTACT

314 E Shore Rd, Nine Mile Falls, WA 99026

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Davenport Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

J. Craig Barrile

Jeffrey Lawrence Supinger

Jeffrey Lawrence Supinger

Jennifer Marie Hedlund

Jennifer Marie Hedlund

Joanie M Spradling

John Pierce

Jon N. Robbins

Julio Morley

Karen Parcher

TIPS

LEGAL TERMS

COLLATERAL

SETOFF

IRS EXPENSES

CREDIT INSURANCE

FAIR LABOR STANDARDS ACT (FLSA)

FAIR CREDIT BILLING ACT (FCBA)

SUBROGATION

CHAPTER 13 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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