Deer Grove Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Trent Bush

Employee Rights, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

202 E 5Th St, Sterling, IL 61081

Trent Lyle Bush

Landlord-Tenant, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 25 Years

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Paul Alan Osborn

Litigation, Divorce, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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202 E 5Th St, Sterling, IL 61081

Kelli Walker

Divorce & Family Law, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 33 Years

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1202 E Fourth St, Sterling, IL 61081

Kelli Decker Walker

Child Custody, Adoption, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 33 Years

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1202 E Fourth St, Sterling, IL 61081

Paul Osborn

Banking & Finance, Litigation, Bankruptcy, Divorce

Status: In Good Standing Licensed: 44 Years

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202 E 5Th St, Sterling, IL 61081

Lisa A. Gabriel

Immigration, Adoption, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

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202 E 5Th St, Sterling, IL 61081

Michael Lee Henneberry

Municipal, Divorce, Criminal, Collection

Status: In Good Standing Licensed: 44 Years

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17477 2400 North Ave, Walnut, IL 61376

Daniel Alan Huffman

Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

802 E 3Rd St, Sterling, IL 61081

Theron Burall

Criminal, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

502 E 2Nd St, Sterling, IL 61081

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Deer Grove Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Trent Bush

Trent Lyle Bush

Paul Alan Osborn

Kelli Walker

Kelli Decker Walker

Paul Osborn

Lisa A. Gabriel

Michael Lee Henneberry

Daniel Alan Huffman

Theron Burall

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

MEETING OF CREDITORS

COLLECTION AGENCY

DISCHARGE (OF DEBTS)

INFRINGEMENT (OF TRADEMARK)

GUARANTOR

UNDUE HARDSHIP

COLLATERAL

CREDIT COUNSELING

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