Denmark Bankruptcy & Debt Lawyer, Maine, page 2

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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Donald S. Hornblower

International Other, Divorce, DUI-DWI, Bankruptcy, Federal Appellate Practice

Status: In Good Standing

CONTACT

95 Park Street, Lewiston, ME 04243

John W. Geismar

Tax, Health Care Other, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

217 Main Street, Lewiston, ME 04243

Shawn K. Bell

Wills, Civil & Human Rights, Business & Trade, Reorganization

Status: In Good Standing Licensed: 33 Years

CONTACT

810 Lisbon Street, Lewiston, ME 04241

Eric F. Saunders

Health Care, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

59 Tide Mill Rd, Portland, ME 04102

Fred W. Bopp

Lawsuit & Dispute, Real Estate, Collection, Complex Litigation, Landlord-Tenant

Status: In Good Standing

CONTACT

298 Main Street Yarmouth, Yarmouth, ME 04096

Neil S. Shankman

Landlord-Tenant, Litigation, Lawsuit & Dispute, Commercial Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

472 Main Street, Lewiston, ME 04240

Irving Isaacson

Commercial Bankruptcy

Status: Deceased Licensed: 85 Years

CONTACT

Lewiston, ME 04243

Diane Welling Cipollone

Real Estate, Consumer Rights, Consumer Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

46 Fairwind Lane, Yarmouth, ME 04096

Jean L. Walsh

Litigation, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

481 Main St, Springvale, ME 04083

David S. Sherman

Real Estate, Litigation, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

84 Marginal Way, Portland, ME 04101

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Denmark Bankruptcy & Debt Lawyer, Maine, page 2

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Donald S. Hornblower

John W. Geismar

Shawn K. Bell

Eric F. Saunders

Fred W. Bopp

Neil S. Shankman

Irving Isaacson

Diane Welling Cipollone

Jean L. Walsh

David S. Sherman

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LEGAL TERMS

ACCORD AND SATISFACTION

FRATERNAL BENEFIT SOCIETY BENEFITS

MEETING OF CREDITORS

CURRENT MONTHLY INCOME

CREDIT BUREAU

CHAPTER 13 PLAN

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

COSIGNER

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