Dewitt County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Dewitt Bankruptcy & Debt lawyer.
Below are all Dewitt lawyers.

Bryce Allen Lynch

Agriculture, Criminal, Civil Rights, Banking & Finance

Status: In Good Standing Licensed: 16 Years

CONTACT

216 S Center St, Clinton, IL 61727

David Moss

Education, Workers' Compensation, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

122 Warner Ct, Clinton, IL 61727

Stephanie Scoles

Estate Planning, Family Law, Divorce, Adoption

Status: In Good Standing

CONTACT

204 E Side Square, Clinton, IL 61727

Stephen Robert Myers

Social Security -- Disability, Employee Rights, Child Custody, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

202 W Adams St, Clinton, IL 61727

Raymond Moss

Social Security, Workers' Compensation, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 66 Years

CONTACT

122 Warner Ct, Clinton, IL 61727

Bruce Gammage

Civil Rights, Divorce, Estate Planning, Transactions

Status: In Good Standing Licensed: 50 Years

CONTACT

223 South Main, Farmer City, IL 61842

Bruce Wesley Gammage

Civil Rights, Divorce, Estate Planning, Transactions

Status: In Good Standing Licensed: 50 Years

CONTACT

223 South Main, Farmer City, IL 61842

Raymond Edward Moss

Social Security, Workers' Compensation, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 66 Years

CONTACT

122 Warner Ct, Clinton, IL 61727

Stephanie L. Scoles

Divorce & Family Law, Estate Planning, Criminal, Adoption

Status: In Good Standing

CONTACT

100 S. Center Street, Clinton, IL 61727

Kevin Hammer

Family Law, Divorce, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing Licensed: 27 Years

CONTACT

219 East Main Street, Clinton, IL 61727

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Dewitt County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Bryce Allen Lynch

David Moss

Stephanie Scoles

Stephen Robert Myers

Raymond Moss

Bruce Gammage

Bruce Wesley Gammage

Raymond Edward Moss

Stephanie L. Scoles

Kevin Hammer

TIPS

LEGAL TERMS

DEBIT CARD

REAFFIRMATION

UNDUE HARDSHIP

CREDIT REPORT

CREDIT FILE

TRUTH IN LENDING ACT (TILA)

SUBROGATION

MEETING OF CREDITORS

CHAPTER 13 PLAN

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