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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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B. David Sisson

✓ VERIFIED

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation

We Help You Rise to a Fresh Financial Future Through Bankruptcy Solutions.

A native of the Oklahoma City area, Attorney B. David Sisson has provided bankruptcy assistance to area individuals and businesses for nearly twenty-s... (more)

CONTACT

800-736-1971

305 East Comanche Street, Norman, OK 73069

Bill C. Lester

Foreclosure, Employee Rights, Bankruptcy, Bankruptcy & Debt, Contract

Status: In Good Standing

CONTACT

Purcell, OK 73080

John Paul Melot

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

1601 E Veterans Memorial Hwy, Blanchard, OK 73010

Donald E. Frankenberg

Bankruptcy & Debt, Bankruptcy, Contract, Estate

Status: In Good Standing

CONTACT

502 S Main St, Lindsay, OK 73052

Daniel Lauvell Sadler

Oil & Gas, Foreclosure, Bankruptcy, Lending

Status: In Good Standing

CONTACT

136 Thompson Dr, Norman, OK 73069

Lesslie Wayne Edgar

Social Security, Patent, Indians & Native Populations, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4400 Snowy Owl Circle, Norman, OK 73072

Tara Michelle Zinn

Bankruptcy & Debt, Bankruptcy, Divorce, Criminal

Status: In Good Standing

CONTACT

4405 Snowy Owl Cir, Norman, OK 73072

James S Drennan

Landlord-Tenant, Oil & Gas, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

425 Terrace Place, Norman, OK 73069

Charles Emory Douglas

Bankruptcy & Debt

Status: In Good Standing

CONTACT

130 E Eufaula St, Norman, OK 73069

Cindy Loree' Allen

Adoption, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

222 E Main Street, Norman, OK 73069

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Dibble Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

B. David Sisson

Bill C. Lester

John Paul Melot

Donald E. Frankenberg

Daniel Lauvell Sadler

Lesslie Wayne Edgar

Tara Michelle Zinn

James S Drennan

Charles Emory Douglas

Cindy Loree' Allen

TIPS

LEGAL TERMS

FCRA

CHAPTER 13 BANKRUPTCY

PRIORITY DEBT

UNSECURED DEBT

NONDISCHARGEABLE DEBTS

NO-FAULT INSURANCE

REDEMPTION

NONEXEMPT PROPERTY

SECURED DEBT

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