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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Jennifer Anne Certonio

Divorce, Divorce & Family Law, Bankruptcy & Debt

Status: Suspended Licensed: 16 Years

CONTACT

112 E Highland Avenue, Ada, OH 45810

Bryan Howard Ward

Estate, Elder Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

525 S Main St, Ada, OH 45810

Scott Lee Basinger

Commercial Real Estate, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

138 N Main St, Bluffton, OH 45817

Linden Joe Beck

Commercial Real Estate, Estate Planning, Banking & Finance, Collection

Status: In Good Standing Licensed: 52 Years

CONTACT

102 E Findlay St, Carey, OH 43316

Stephanie Michelle Wykes

Federal Appellate Practice, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

318 Dorney Plaza, Findlay, OH 45840

Joshua Kin

Litigation, Agriculture, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

220 W Sandusky St, Findlay, OH 45840

Joshua Kin

Litigation, Agriculture, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

220 W Sandusky St, Findlay, OH 45840

Nicholas Andrew Horn

Health Care Other, Workers' Compensation, Corporate, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

129 E. Crawford St., Findlay, OH 45840

Patrick Allen Sadowski

Tax, Elder Law, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

510 S Main St, Findlay, OH 45840

Thomas Patrick Kemp

Litigation, Criminal, Collection, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

539 S Main St, Findlay, OH 45840

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Dola Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Jennifer Anne Certonio

Bryan Howard Ward

Scott Lee Basinger

Linden Joe Beck

Stephanie Michelle Wykes

Joshua Kin

Joshua Kin

Nicholas Andrew Horn

Patrick Allen Sadowski

Thomas Patrick Kemp

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LEGAL TERMS

IRS EXPENSES

COSIGNER

LIEN

SECRET WARRANTY PROGRAM

DEBT COLLECTOR

ACCORD AND SATISFACTION

CREDIT INSURANCE

UNSECURED DEBT

PRESUMED ABUSE

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