Duvall Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jocelynne Rose Fallgatter

Land Use & Zoning, Estate Planning, Consumer Bankruptcy, Legal Malpractice

Status: In Good Standing Licensed: 13 Years

CONTACT

13231 Trout Farm Rd, Sultan, WA 98294

Patrick James Layman

Estate, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

23925 Ne 115Th Ln, Kirkland, WA 98053

Adele M. Williams

Commercial Bankruptcy, Estate Planning, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

12909 200Th Ave Se, Monroe, WA 98272

Holly A Sand

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 71 Years

CONTACT

24723 147Th St Se, Monroe, WA 98272

Edward Valentin Rivera

Bankruptcy

Status: Inactive Licensed: 34 Years

CONTACT

Monroe, WA 98272

Edward Valentin Rivera

Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Monroe, WA 98272

Adeen M. Sells

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 64 Years

CONTACT

15293 175Th Ave Se, Monroe, WA 98272

Susan A. Smith

Commercial Bankruptcy, Antitrust, Litigation, Insurance

Status: In Good Standing Licensed: 54 Years

CONTACT

15297 171St Ave Se, Monroe, WA 98272

Kevinne Wilkins

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 71 Years

CONTACT

11518 Bollenbaugh Hill Rd, Monroe, WA 98272

Sandra Bates Gay

Corporate, Commercial Bankruptcy, Federal

Status: In Good Standing Licensed: 52 Years

CONTACT

23515 Ne Novelty Hill Rd, Redmond, WA 98053

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Duvall Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jocelynne Rose Fallgatter

Patrick James Layman

Adele M. Williams

Holly A Sand

Edward Valentin Rivera

Edward Valentin Rivera

Adeen M. Sells

Susan A. Smith

Kevinne Wilkins

Sandra Bates Gay

TIPS

LEGAL TERMS

PREFERENCE

GUARANTEED RESERVATION

CREDIT REPORT

INTEREST

WORKOUT

CREDIT COUNSELING

SETOFF

UNSECURED DEBT

ACCORD AND SATISFACTION

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