East Wenatchee Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

John Kirk Bromiley

Real Estate, Business & Trade, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

227 Ohme Garden Rd., Wenatchee, WA 98801

William Frederick Baldwin

Status: Deceased Licensed: 65 Years

CONTACT

159 S Worthen St, Wenatchee, WA 98801

John William Beuhler

Juvenile Law, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Paul James Cassel

Criminal, Bankruptcy, Personal Injury, Accident & Injury

Status: Inactive Licensed: 45 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Thomas D. Overcast

Agriculture, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Joe R Woolett

Insurance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: Inactive Licensed: 53 Years

CONTACT

Wenatchee, WA 98807

Judith A Lurie

Landlord-Tenant, Land Use & Zoning, Housing & Construction Defects, Consumer Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

Wenatchee, WA 98807

Lonny Bauscher

Commercial Real Estate, Estate Planning, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

124 N Wenatchee Ave, Wenatchee, WA 98801

Sharon Dunkin Hagopian

Federal, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

1250 N WENATCHEE AVE, Wenatchee, WA 98801

Susan Cawley

Family Law, Insurance, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

630 N Chelan Ave, Wenatchee, WA 98801

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CCCS

See Consumer Credit Counseling Service.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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East Wenatchee Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Kirk Bromiley

William Frederick Baldwin

John William Beuhler

Paul James Cassel

Thomas D. Overcast

Joe R Woolett

Judith A Lurie

Lonny Bauscher

Sharon Dunkin Hagopian

Susan Cawley

TIPS

LEGAL TERMS

COSIGNER

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

AUTOMATIC STAY

CREDIT REPORT

CREDIT COUNSELING

CURRENT MONTHLY INCOME

CCCS

IRS EXPENSES

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