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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Arthur K. Hayashi

Bankruptcy, Family Law, State Government

Status: Inactive Licensed: 44 Years

CONTACT

3716 E 49Th Ave, Spokane, WA 99223

Aubrey Anne Seffernick

Litigation, Indians & Native Populations, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

934 S Garfield Rd, Airway Heights, WA 99001

B Gay McGrath

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 64 Years

CONTACT

136 E Rockwood Blvd, Spokane, WA 99202

Bea Andrus

Commercial Bankruptcy, Commercial Real Estate, Insurance, Personal Injury

Status: Inactive Licensed: 60 Years

CONTACT

Spokane, WA 99209

Becky A. Capehart

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 55 Years

CONTACT

1010 N Normandie St, Spokane, WA 99201

Benjamin Sanford Coleman

Corporate, Civil Rights, Malpractice, Commercial Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

4519 S Perry St, Spokane, WA 99223

Benjamin Donald Phillabaum

Landlord-Tenant, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

1235 N. Post Street, Spokane, WA 99201

Benjamin D Platt

Family Law, Divorce & Family Law, Criminal, Bankruptcy & Debt, Dispute Resolution

Status: In Good Standing

CONTACT

1618 W Dean Ave, Spokane, WA 99201

Beth Louise Harrison

Commercial Bankruptcy, Commercial Real Estate, Litigation, Construction

Status: In Good Standing Licensed: 45 Years

CONTACT

10320 E Desmet Ave, Spokane, WA 99206

Bette J. Teter

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 102 Years

CONTACT

Nine Mile Falls, WA 99026

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Edwall Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Arthur K. Hayashi

Aubrey Anne Seffernick

B Gay McGrath

Bea Andrus

Becky A. Capehart

Benjamin Sanford Coleman

Benjamin Donald Phillabaum

Benjamin D Platt

Beth Louise Harrison

Bette J. Teter

TIPS

LEGAL TERMS

DISPOSABLE INCOME

AUTOMATIC STAY

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTEED RESERVATION

DOING BUSINESS AS (DBA)

DEFINED CONTRIBUTION PLAN

BULK SALES LAW

NONDISCHARGEABLE DEBTS

INFRINGEMENT (OF TRADEMARK)

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