Effingham County, GA Bankruptcy & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Effingham Bankruptcy & Debt lawyer.
Below are all Effingham lawyers.

Craig S. Bonnell

Estate, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

207 S Columbia Ave, Rincon, GA 31326

Martha C. Hall

Landlord-Tenant, Motor Vehicle, Family Law, Divorce, DUI-DWI

Status: In Good Standing

CONTACT

2036 Highway 21 South, Springfield, GA 31329

Theodore T. Carellas

Family Law, DUI-DWI, Collection, Car Accident

Status: In Good Standing Licensed: 40 Years

CONTACT

440 Silverwood Centre Drive, Rincon, GA 31326

Claude M. Kicklighter

Accident & Injury, Construction, Criminal, Personal Injury, Divorce & Family Law

Status: In Good Standing

CONTACT

412 North Laurel Street, Springfield, GA 31329

Warren E. Ratchford

Commercial Real Estate, Real Estate, Child Custody, Divorce & Family Law, Insurance

Status: In Good Standing Licensed: 41 Years

CONTACT

1575 Highway 21 South, Springfield, GA 31329

Richard R. Rafter

Estate, Family Law, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 22 Years

CONTACT

801 N Oak Street, Springfield, GA 31329

Joseph M. Hall

Entertainment, Immigration, Wills & Probate, Divorce

Status: In Good Standing Licensed: 40 Years

CONTACT

2036 Hwy 21 South, Springfield, GA 31329

Edward Leon Newberry

Real Estate, State & Local Agencies

Status: In Good Standing Licensed: 27 Years

CONTACT

129 North Laurel Street, Springfield, GA 31329

Dennis George Dozier

Divorce & Family Law, Criminal, Accident & Injury, Bankruptcy & Debt, Mass Torts

Status: In Good Standing Licensed: 30 Years

CONTACT

Rincon, GA 31326

Lori Elizabeth Welch

Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 12 Years

CONTACT

2036 Highway 21 South, Springfield, GA 31329

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Effingham County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Craig S. Bonnell

Martha C. Hall

Theodore T. Carellas

Claude M. Kicklighter

Warren E. Ratchford

Richard R. Rafter

Joseph M. Hall

Edward Leon Newberry

Dennis George Dozier

Lori Elizabeth Welch

TIPS

LEGAL TERMS

SECURED DEBT

BANKRUPTCY

REPOSSESSION

UNSECURED DEBT

COLLATERAL

FAIR CREDIT REPORTING ACT (FCRA)

PRESUMED ABUSE

INTEREST

IRS EXPENSES

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