Eidson Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Mcgaughey Tilson

Litigation, Estate Planning, Insurance, Credit & Debt, Commercial Real Estate

Status: In Good Standing

CONTACT

628 E Morris Blvd, Morristown, TN 37813

David Tilson

Litigation, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

628 E Morris Blvd, Morristown, TN 37813

Janice Snider

Litigation, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

511 W 2Nd North St, Morristown, TN 37814

Janice Hope Snider

Litigation, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

511 W 2Nd North St, Morristown, TN 37814

David Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

David Samuel Barnette

Juvenile Law, Wills & Probate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

443 E Sullivan St, Kingsport, TN 37660

Matt Hall Wimberley

Business & Trade, Corporate, Credit & Debt, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

2021 Meadowview Lane, Kingsport, TN 37660

David Lynn Robbins

Estate Planning, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

206 Princeton Rd, Johnson City, TN 37601

Charles Parks Pope

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

404 E Watauga Ave, Johnson City, TN 37601

Charles Pope

Business & Trade, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Johnson City, TN 37602

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Eidson Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

David Mcgaughey Tilson

David Tilson

Janice Snider

Janice Hope Snider

David Barnette

David Samuel Barnette

Matt Hall Wimberley

David Lynn Robbins

Charles Parks Pope

Charles Pope

TIPS

LEGAL TERMS

COLLECTION AGENCY

AUTOMATIC STAY

LOSS DAMAGE WAIVER (LDW)

DISPOSABLE INCOME

NONEXEMPT PROPERTY

FRAUDULENT TRANSFER

NUISANCE FEES

GUARANTOR

REPOSSESSION

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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