El Reno Bankruptcy Lawyer, Oklahoma

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

508 West Vandament, Yukon, OK 73099

Hunter Kendall Boling

Criminal, Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

203 N. Bickford, Davis, OK 73030

H. David Hanes

Wills & Probate, Workers' Compensation, Adoption, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

508 W Vandament Ave, Yukon, OK 73099

Roger D Everett

Workers' Compensation, Labor Law, Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

508 W Vandament, Yukon, OK 73099

John Paul Jordan

Adoption, Bankruptcy & Debt, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1492 Summerton Pl, Yukon, OK 73099

Steven A. Barker

Bankruptcy, Divorce, Estate Planning, State Appellate Practice

Status: In Good Standing

CONTACT

508 W. Vandament, Yukon, OK 73099

Kysha Michelle Williams

Workers' Compensation, Bankruptcy & Debt, Bankruptcy, Family Law

Status: In Good Standing

CONTACT

7605 Eastgate Dr, Oklahoma City, OK 73162

Michael Noah Brown

Employment, Business, Personal Injury, Bankruptcy

Status: In Good Standing

CONTACT

8112 NW 129th Place, Oklahoma City, OK 73142

Ademuyiwa Nurudeen Ogunbase

Insurance, Bankruptcy, Social Security, Oil & Gas

Status: In Good Standing

CONTACT

2612 North Ann Arbor Avenue, Oklahoma City, OK 73127

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

El Reno Bankruptcy Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Harold David Hanes

Hunter Kendall Boling

H. David Hanes

Roger D Everett

John Paul Jordan

Steven A. Barker

Kysha Michelle Williams

Michael Noah Brown

Ademuyiwa Nurudeen Ogunbase

TIPS

LEGAL TERMS

PRESUMED ABUSE

CHAPTER 13 BANKRUPTCY

NONDISCHARGEABLE DEBTS

COLLECTION AGENCY

BANKRUPTCY

ACCORD AND SATISFACTION

INFRINGEMENT (OF TRADEMARK)

PREFERENCE

CREDIT FILE

SAMPLE LEGAL CASES

Bank of Oklahoma v. Ashley

Nichols v. Nichols

AMERICAN ASSOCIATES, INC. v. Quimby

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