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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Anton Sterbick

✓ VERIFIED

Accident & Injury, Bankruptcy & Debt, Tax, Car Accident, Bankruptcy

For over 22 years, John A. Sterbick has been dedicated to providing thorough and experienced legal advice. Here at the Law Offices of John A. Sterbick... (more)

FREE CONSULTATION

CONTACT

800-878-4860

1010 South I Street, Tacoma, WA 98405

Jason Newcombe

✓ VERIFIED

Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

FREE CONSULTATION

CONTACT

800-699-2370

201 St. Helens Ave, Tacoma, WA 98402

Helen M. Nowlin

Contract, Environmental Law Other, Land Use & Zoning, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Glenoma, WA 98336

Steven Richard Levy

Bankruptcy, Personal Injury, Civil Rights, Family Law

Status: Inactive Licensed: 52 Years

CONTACT

Graham, WA 98338

Randall Ray Walker

Landlord-Tenant, Bankruptcy, Estate Planning, Land Use & Zoning

Status: Deceased Licensed: 45 Years

CONTACT

Yelm, WA 98597

Nancy Mckenney Allo

Estate Planning, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

16417 133Rd Ave E, Puyallup, WA 98374

John Loughlin Smith

Corporate, International Other, Employment Discrimination, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

16401 88th Avenue Ct E, Puyallup, WA 98375

Kristi Linn Scholz-O'Leary

Contract, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 19 Years

CONTACT

13921 Mccutcheon Rd E, Orting, WA 98360

Christine D. Langley

Estate Planning, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Rainier, WA 98576

Douglas James Kaukl

Commercial Real Estate, Estate Planning, Bankruptcy, Personal Injury

Status: Inactive Licensed: 52 Years

CONTACT

11718 141St St E, Puyallup, WA 98374

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Elbe Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Anton Sterbick

Jason Newcombe

Helen M. Nowlin

Steven Richard Levy

Randall Ray Walker

Nancy Mckenney Allo

John Loughlin Smith

Kristi Linn Scholz-O'Leary

Christine D. Langley

Douglas James Kaukl

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SOLE PROPRIETORSHIP

COLLATERAL

LIMITED LIABILITY

NONEXEMPT PROPERTY

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

FRATERNAL BENEFIT SOCIETY BENEFITS

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