Ellensburg Bankruptcy & Debt Lawyer, Washington

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Cathy Ann Busha

Family Law, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Reed C. Gardner

Commercial Real Estate, Estate Planning, Family Law, Bankruptcy

Status: Deceased Licensed: 58 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Jon Peter Ferguson

State Government, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

610 Meadow View Dr, Ellensburg, WA 98926

Michael Jerome Thorner

Land Use & Zoning, Estate Planning, Life & Health, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Yakima, WA 98907

Terry C Schmalz

Land Use & Zoning, Environmental Law Other, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

Yakima, WA 98907

Michael Frederick Shinn

Land Use & Zoning, Elder Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

Yakima, WA 98907

Robert Hasson Scott

Civil Rights, Family Law, Consumer Bankruptcy, Civil & Human Rights

Status: Inactive Licensed: 54 Years

CONTACT

2608 S Methow St, Wenatchee, WA 98801

William J. Mcdowell

Corporate, Estate Planning, Commercial Bankruptcy, Contract

Status: In Good Standing Licensed: 50 Years

CONTACT

1715 Brambling Brae Ln, Wenatchee, WA 98801

Robert Jay Reynolds

Landlord-Tenant, Foreclosure, Federal, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

980 Lancaster Rd, Selah, WA 98942

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Ellensburg Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Joyce Heritage

Cathy Ann Busha

Reed C. Gardner

Jon Peter Ferguson

Michael Jerome Thorner

Terry C Schmalz

Michael Frederick Shinn

Robert Hasson Scott

William J. Mcdowell

Robert Jay Reynolds

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INFRINGEMENT (OF TRADEMARK)

TRUTH IN LENDING ACT (TILA)

SETOFF

CREDIT COUNSELING

CREDIT INSURANCE

PRESUMED ABUSE

INTEREST

PRIORITY DEBT

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