Elmsford Bankruptcy & Debt Lawyer, New York, page 2

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Kenneth Busman

Construction, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 46 Years

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175 Main St, White Plains, NY 10601

John Lawrence Marchione

Bankruptcy, Household Mold, Public Interest Law, Child Custody

Status: In Good Standing

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445 Hamilton Avenue, White Plains, NY 10601

James Glucksman

Commercial Real Estate, Litigation, Business & Trade, Bankruptcy

Status: In Good Standing

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One North Lexington Avenue, White Plains, NY 10601

Diana P. Cachaya

Bankruptcy, Personal Injury, Family Law, Wills & Probate

Status: In Good Standing

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203 E Post Rd, White Plains, NY 10601

Steven A. Campanaro

Real Estate, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 22 Years

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707 Westchester Ave, West Harrison, NY 10604

Ronald L. Konove

Litigation, Private Schools, Commercial Bankruptcy, Prenuptial Agreements

Status: In Good Standing Licensed: 53 Years

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301 Old Tarrytown Rd, White Plains, NY 10603

William Sloan Greenawalt

Military & Veterans Appeals, Other, Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 62 Years

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11 Martine Ave, White Plains, NY 10606

Debra Palazzo

Landlord-Tenant, Trusts, DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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317 Elwood Ave, Hawthorne, NY 10532

Edward I. Yatkowsky

Real Estate Other, Commercial Bankruptcy, Land Use & Zoning, Litigation

Status: In Good Standing Licensed: 41 Years

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2 Canfield Ave, White Plains, NY 10601

Elizabeth Shollenberger

Divorce, Landlord-Tenant, Election & Political, Credit & Debt

Status: In Good Standing

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222 Mamaroneck Avenue, White Plains, NY 10605

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT FILE

See credit report.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Elmsford Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Kenneth Busman

John Lawrence Marchione

James Glucksman

Diana P. Cachaya

Steven A. Campanaro

Ronald L. Konove

William Sloan Greenawalt

Debra Palazzo

Edward I. Yatkowsky

Elizabeth Shollenberger

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LEGAL TERMS

DEBT COLLECTOR

LIABILITY

CREDIT FILE

TRADE NAME

LIEN

LOSS DAMAGE WAIVER (LDW)

DISCHARGE (OF DEBTS)

ABUSE

NONEXEMPT PROPERTY

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