Eminence Reorganization Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas Clifton Howard

✓ VERIFIED

Divorce & Family Law, Divorce, Bankruptcy, Family Law, Estate

At Howard Law Group, PLLC, our skilled Frankfort attorney has the ability to assist people with very complex issues and problems. We work hard to find... (more)

CONTACT

800-716-8131

213 Saint Clair St, Frankfort, KY 40601

Natalie L. Kaelin

Administrative Law, Corporate, Collection, Construction

Status: In Good Standing

FREE CONSULTATION

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11414 Main Street, Louisville, KY 40243

LaShea Borden

Collection, Consumer Bankruptcy, Credit & Debt, Estate Administration

Status: In Good Standing

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1717 Alliant Avenue, Louisville, KY 40299

Julie Ann O'Bryan

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

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1717 Alliant Avenue, Louisville, KY 40299

Wendy B Graney

Estate Planning, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing

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401 Main Street, Shelbyville, KY 40065

Linda S Armstrong

Real Estate, Commercial Bankruptcy, Construction

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401 Main St, Shelbyville, KY 40065

Brian Patrick Murphy

Bankruptcy, State Government

Status: In Good Standing

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404 Ann St, Frankfort, KY 40601

John C Ryan

Industry Specialties, Environmental Law, Civil Rights, Bankruptcy

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135 Hunters Trace, Frankfort, KY 40601

Fredric E. Roth

International, Business & Trade, Consumer Bankruptcy, Litigation

Status: In Good Standing Licensed: 42 Years

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13551 Triton Boulevard, Louisville, KY 40223

John Downing Meyers

Public Interest Law, Elder Law, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

514 W Main St, Frankfort, KY 40601

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

Eminence Reorganization Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Douglas Clifton Howard

Natalie L. Kaelin

LaShea Borden

Julie Ann O'Bryan

Wendy B Graney

Linda S Armstrong

Brian Patrick Murphy

John C Ryan

Fredric E. Roth

John Downing Meyers

TIPS

LEGAL TERMS

CREDIT BUREAU

CREDIT INSURANCE

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

HOUSEHOLDER

SUBROGATION

DISCHARGE (OF DEBTS)

PRIORITY DEBT

CREDITOR

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