Ephrata Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kenneth W Chadwick

Civil Rights, Insurance, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

56 C St Nw, Ephrata, WA 98823

Wallace Edward Allan

Corporate, Collection, Municipal, Real Estate

Status: Inactive Licensed: 61 Years

CONTACT

5448 Martin Rd, Ephrata, WA 98823

Katharine Mathews

Employment Discrimination, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

35 C St NW, Ephrata, WA 98823

Richard E Schultheis

Land Use & Zoning, Credit & Debt, Estate Planning, Business & Trade

Status: Deceased Licensed: 71 Years

CONTACT

56 C St Nw, Ephrata, WA 98823

Cecilia K. Cervantes

Land Use & Zoning, Collection, Estate Planning, Bankruptcy

Status: Inactive Licensed: 35 Years

CONTACT

Ephrata, WA 98823

Jeffrey B Earl

Landlord-Tenant, Estate Planning, Guardianships & Conservatorships, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

6079 Murray Way Ne, Moses Lake, WA 98837

Brian Dano

Agriculture, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

Moses Lake, WA 98837

William J Plonske

Real Estate, Family Law, Contract, Bankruptcy

Status: Deceased Licensed: 52 Years

CONTACT

828 W Broadway Ave, Moses Lake, WA 98837

Larry Washburn Larson

Land Use & Zoning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

821 E Broadway Ave, Moses Lake, WA 98837

Christopher F. Ries

Construction, Agriculture, Corporate, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

Moses Lake, WA 98837

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLATERAL

Property that guarantees payment of a secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT FILE

See credit report.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Ephrata Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kenneth W Chadwick

Wallace Edward Allan

Katharine Mathews

Richard E Schultheis

Cecilia K. Cervantes

Jeffrey B Earl

Brian Dano

William J Plonske

Larry Washburn Larson

Christopher F. Ries

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LEGAL TERMS

DEBT COLLECTOR

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT INSURANCE

INFRINGEMENT (OF TRADEMARK)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLATERAL

ADMINISTRATIVE EXPENSES

CREDIT FILE

FORBEARANCE

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