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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Jeffrey C. Blake

Lawsuit & Dispute, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Carolina, RI 02898

Lindsay S. Jones

Child Custody, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1500 Nooseneck Hill Rd, Coventry, RI 02816

Peter D. Nolan

Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Estate Planning

Status: In Good Standing

CONTACT

1070 Main Street, Coventry, RI 02816

Gregory S. Inman

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

1500 Nooseneck Hill Rd, Coventry, RI 02816

Geralyn M. Cook

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

577 Tiogue Ave, Coventry, RI 02816

Arthur G. Capaldi

Immigration, Government, Estate, Bankruptcy

Status: In Good Standing

CONTACT

1035 Main St, Coventry, RI 02816

Stacy Bettez Ferrara

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1070 Main Street, Coventry, RI 02816

Richard J. Land

Estate, Employment, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

85 Partridge Run, East Greenwich, RI 02818

Claudio M. Marasco

Entertainment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

20 Osprey Dr, East Greenwich, RI 02818

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

Exeter Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Danielle A. Britto

Jeffrey C. Blake

Lindsay S. Jones

Peter D. Nolan

Gregory S. Inman

Geralyn M. Cook

Arthur G. Capaldi

Stacy Bettez Ferrara

Richard J. Land

Claudio M. Marasco

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

401(K) PLAN

DEBIT CARD

SUBROGATION

CREDIT COUNSELING

MEETING OF CREDITORS

CREDIT REPORT

GARNISHMENT

ABUSE

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