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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Angel L. Hess

Real Estate Other, Wills & Probate, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

133 Mission Street, Santa Cruz, CA 95060

Creighton Mendivil

Mediation, Divorce, Elder Law, Collection

Status: In Good Standing

CONTACT

314 Capitola Avenue, Capitola, CA 95010

Tammara S. Bloom

Collaborative Law, Alimony & Spousal Support, Child Support, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

30 Union Ave, Campbell, CA 95008

Caralisa Pollard Hughes

Mediation, International, Family Law, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

2542 S Bascom Ave, Campbell, CA 95008

Allison Amy Krumhorn

Commercial Real Estate, Motor Vehicle, Credit & Debt, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

2021 The Alameda, Alviso, CA 95126

Robert C Kim

Federal, Employment Discrimination, Corporate, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

180 Westgate Dr, Watsonville, CA 95076

Ronald Wilcox

Commercial Real Estate, Motor Vehicle, Collection, Bankruptcy

Status: In Good Standing

CONTACT

2021 The Alameda, Alviso, CA 95126

Bob Camors

Contract, Collection, Malpractice, Identity Theft

Status: In Good Standing

CONTACT

50 West San Fernando Street, San Jose, CA 95113

Peter John Iannuzzi

Business, Collection, Bankruptcy

Status: In Good Standing

CONTACT

75 E. Santa Clara Street, San Jose, CA 95113

Ryan Martin Penhallegon

Litigation, Business & Trade, Credit & Debt, Collection

Status: In Good Standing

CONTACT

1754 Technology Dr, San Jose, CA 95110

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CCCS

See Consumer Credit Counseling Service.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Felton Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Angel L. Hess

Creighton Mendivil

Tammara S. Bloom

Caralisa Pollard Hughes

Allison Amy Krumhorn

Robert C Kim

Ronald Wilcox

Bob Camors

Peter John Iannuzzi

Ryan Martin Penhallegon

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

COSIGNER

SETOFF

CYBERSQUATTING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONDISCHARGEABLE DEBTS

CCCS

TRADE NAME

COLLECTION AGENCY

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