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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Scott Alan Norcross

Litigation, Federal Appellate Practice, Banking & Finance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

17206 Van Wagoner Rd, Muskegon, MI 49456

John P. Hayes

Bankruptcy, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

114 N Third St, Grand Haven, MI 49417

Bradford W. Springer

Litigation, Lawsuit & Dispute, Employee Rights, Criminal, Collection

Status: In Good Standing Licensed: 20 Years

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100 N 3Rd St, Grand Haven, MI 49417

Bradley J. Fisher

Real Estate, Employee Rights, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

100 N 3Rd St, Grand Haven, MI 49417

Michael J. Zitta

Divorce, Guardianships & Conservatorships, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

300 Washington Ave, Grand Haven, MI 49417

David L. Ten Cate

Real Estate, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

300 Washington Ave, Grand Haven, MI 49417

Miles Lynch Greengard

Estate, Pension & Benefits, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

509 Franklin Ave, Grand Haven, MI 49417

Roger G. Cotner

Litigation, International Tax, Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

575 Robbins Road, Grand Haven, MI 49417

David L. Lackey

Real Estate, Litigation, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

800 E Ellis Rd, Muskegon, MI 49441

David Lee Lackey

Real Estate, Litigation, Collection, Medical Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

800 E Ellis Rd, Muskegon, MI 49441

800-923-0641

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Ferrysburg Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Scott Alan Norcross

John P. Hayes

Bradford W. Springer

Bradley J. Fisher

Michael J. Zitta

David L. Ten Cate

Miles Lynch Greengard

Roger G. Cotner

David L. Lackey

David Lee Lackey

TIPS

LEGAL TERMS

S CORPORATION

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

CHAPTER 7 BANKRUPTCY

REAFFIRMATION

CREDIT REPORT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BULK SALES LAW

CREDIT BUREAU

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