Fletcher Bankruptcy & Debt Lawyer, Oklahoma

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John A. Bachelor

Antitrust, Banking & Finance, Bankruptcy, Corporate

Status: In Good Standing

CONTACT

921 Main Street, Duncan, OK 73534

John Charles Cramer

Bankruptcy & Debt

Status: In Good Standing

CONTACT

1014 Sw B Ave, Lawton, OK 73501

Hyman Zane Copeland

Bankruptcy, Adoption, Lending, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

525 Sw C Ave, Lawton, OK 73501

Brad W. Burgess

Banking & Finance, Real Estate, Federal Trial Practice, Bankruptcy & Debt, Education

Status: In Good Standing

CONTACT

21 N.W. 44Th Street, Lawton, OK 73505

M. Monty Hightower

Banking & Finance, Bankruptcy, Litigation, Divorce & Family Law, Power of Attorney

Status: In Good Standing

CONTACT

21 N.W. 44Th Street, Lawton, OK 73505

Dan L Payton

Real Estate, Trusts, Bankruptcy, Business

Status: In Good Standing

CONTACT

602 SW D Ave, Lawton, OK 73501

Clay Rankin Hillis

Immigration, Misdemeanor, Bankruptcy & Debt, Criminal

Status: In Good Standing

CONTACT

602 Sw D Ave, Lawton, OK 73501

Edward William Dzialo

Insurance, Workers' Compensation, Social Security, Bankruptcy

Status: In Good Standing

CONTACT

802 C Ave., Lawton, OK 73501

Bill W. Burgess

Banking & Finance, Litigation, Credit & Debt, Real Estate

Status: In Good Standing

CONTACT

21 N.W. 44Th Street, Lawton, OK 73505

Ralph W Newcombe

Federal Trial Practice, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

513 SW C Ave., Lawton, OK 73501

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Fletcher Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

John A. Bachelor

John Charles Cramer

Hyman Zane Copeland

Brad W. Burgess

M. Monty Hightower

Dan L Payton

Clay Rankin Hillis

Edward William Dzialo

Bill W. Burgess

Ralph W Newcombe

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

LIMITED PARTNERSHIP

NONDISCHARGEABLE DEBTS

COSIGNER

TRUTH IN LENDING ACT (TILA)

NUISANCE FEES

TRADE DRESS

LIEN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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