Floyd County, GA Credit & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert K. Finnell

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Accident & Injury, Car Accident, Personal Injury, Wrongful Death, Motorcycle Accident

Bob Finnell has over thirty-six years of experience using the law to change lives and has protected the rights of more than 10,000 injured victims. He... (more)

FREE CONSULTATION

CONTACT

800-251-3760

One West Fourth Avenue, Rome, GA 30162

Daniele Tedesco

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Immigration, Divorce & Family Law, Personal Injury, Wills & Probate

Fluent in Spanish and Portuguese

I am originally from Brazil and I have been through the immigration process myself. I understand very well how my clients feel and how frustrating t... (more)

CONTACT

800-653-1320

34 E 2nd Ave, Rome, GA 30161

Rick Cromartie

Workers' Compensation, Civil Rights, Car Accident, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

401 Broad Street, Rome, GA 30161

Regina Wilson Davis

Social Security -- Disability, Mental Health, Government Agencies, Administrative Law

Status: Inactive Licensed: 46 Years

CONTACT

907 East Second Avenue, Mount Berry, GA 30161

Robert Davis

Lawsuit & Dispute, Social Security, Civil & Human Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

907 E. 2Nd Avenue, Mount Berry, GA 30161

John Scott Husser

Family Law, Criminal, Insurance, Collection

Status: In Good Standing

CONTACT

401 Broad Street, Mount Berry, GA 30162

Jeffrey Branan Kelly

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

107 East Fifth Avenue, Mount Berry, GA 30161

Sidney P. Wright

Real Estate, Elder Law, Civil & Human Rights

Status: In Good Standing

CONTACT

Rome, GA 30162

John T. Corwin

Real Estate

Status: In Good Standing Licensed: 41 Years

CONTACT

28 Bale Street Sw, Mount Berry, GA 30165

Susan Diane Taylor

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

Rome, GA 30162

800-923-0641

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800-943-8690

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FDCPA

See Fair Debt Collections & Practices Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Floyd County, GA Credit & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Robert K. Finnell

Daniele Tedesco

Rick Cromartie

Regina Wilson Davis

Robert Davis

John Scott Husser

Jeffrey Branan Kelly

Sidney P. Wright

John T. Corwin

Susan Diane Taylor

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

FDCPA

GUARANTEED RESERVATION

COLLECTION AGENCY

INTEREST

HOUSEHOLDER

GENERAL PARTNER

ABUSE

LOSS DAMAGE WAIVER (LDW)

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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