Forest Park Bankruptcy & Debt Lawyer, Georgia

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Tracie G. Wynn

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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Atlanta, GA 30321

Joseph Chad Brannen

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

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7147 Jonesboro Road, Morrow, GA 30260

Oronda M. Smith

Real Estate Other, Wills & Probate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

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1115 Mount Zion Road, Morrow, GA 30260

Oronda Smith

Military, Commercial Real Estate, Real Estate, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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1115 Mount Zion Road, Morrow, GA 30260

Paula Campbell Kelly

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

One Porsche Drive, Atlanta, GA 30354

Paula Campbell Kelly

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

One Porsche Drive, Atlanta, GA 30354

David Scott Cartee

Litigation, Corporate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1030 Delta Boulevard, Atlanta, GA 30320

Marc Jeffrey Esposito

Labor Law, Employment, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1010 Delta Blvd, Atlanta, GA 30354

Francisca C. Manuwuike

Bankruptcy, Immigration, Wills & Probate, Divorce

Status: In Good Standing Licensed: 11 Years

CONTACT

100 Hartsfield Center Pkwy, Atlanta, GA 30354

Harold Lenoy Boone

Corporate, Credit & Debt, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

100 Hartsfield Center Pkwy, Atlanta, GA 30354

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FCBA

See Fair Credit Billing Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Forest Park Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Tracie G. Wynn

Joseph Chad Brannen

Oronda M. Smith

Oronda Smith

Paula Campbell Kelly

Paula Campbell Kelly

David Scott Cartee

Marc Jeffrey Esposito

Francisca C. Manuwuike

Harold Lenoy Boone

TIPS

LEGAL TERMS

GUARANTOR

REPOSSESSION

FCBA

REAFFIRMATION

DISCHARGE (OF DEBTS)

COLLECTION AGENCY

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEBT COLLECTOR

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