Fox River Grove Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Melissa J. Wagner

Trusts, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Melissa Wagner

Adoption, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Thomas A. Vaclavek

Land Use & Zoning, Employee Rights, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1000 Hart Road, Barrington, IL 60010

Rosemary S. Berquist

Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Jay Miller

Estate Planning, Divorce & Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 57 Years

CONTACT

300 Lageschulte St, Barrington, IL 60010

Thomas W. McEvoy

Power of Attorney, Real Estate, Immigration, Wills & Probate, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

228 W Main Street, Barrington, IL 60010

Thomas Mcevoy

Real Estate, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

228 W Main St, Barrington, IL 60010

Brian L Heise

Adoption, Elder Law, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

1300 South Grove, Barrington, IL 60010

Rita A Mcdade

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

445 Park Ave, Cary, IL 60013

Anne Bartos Miller

Bankruptcy, Estate, Real Estate, Mediation

Status: In Good Standing Licensed: 26 Years

CONTACT

1301 Pyott Rd., Lake in the Hills, IL 60156

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Fox River Grove Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Melissa J. Wagner

Melissa Wagner

Thomas A. Vaclavek

Rosemary S. Berquist

Jay Miller

Thomas W. McEvoy

Thomas Mcevoy

Brian L Heise

Rita A Mcdade

Anne Bartos Miller

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LEGAL TERMS

GUARANTOR

NONDISCHARGEABLE DEBTS

TOXIC TORT

GARNISHMENT

NUISANCE FEES

BANKRUPTCY TRUSTEE

COLLATERAL

BANKRUPTCY

UNDUE HARDSHIP

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