Franklin County, NY Bankruptcy & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Franklin Bankruptcy & Debt lawyer.
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Robert Roy Lawyer

Real Estate Other

Status: In Good Standing Licensed: 9 Years

CONTACT

Malone, NY 12953

Matthew Henry Mcardle

Real Estate, Estate, Accident & Injury

Status: In Good Standing Licensed: 22 Years

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Malone, NY 12953

Stephen Andrew Vanier

Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

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31 Elm St, Malone, NY 12953

Judith Ann Pareira

Family Law, Child Custody, Divorce & Family Law, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

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129 Main Street, Saranac Lake, NY 12983

John James Muldowney

Litigation, Insurance, Products Liability, Personal Injury

Status: In Good Standing Licensed: 36 Years

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43 Golf Course Rd, Malone, NY 12953

Thomas H. Mccann

Divorce & Family Law, Divorce & Family Law, Elder Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

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3 Morton St, Malone, NY 12953

James Patrick Bessette

Real Estate, Lawsuit & Dispute, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 48 Years

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Malone, NY 12953

Kevin F Nichols

Family Law, Divorce & Family Law, Personal Injury

Status: In Good Standing Licensed: 31 Years

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411 East Main St, Malone, NY 12953

John J Muldowney

Litigation, Insurance, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 36 Years

CONTACT

43 Golf Course Rd, Malone, NY 12953

Mary Ellen Stumpf

Commercial Real Estate

Status: Inactive Licensed: 36 Years

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Saranac Lake, NY 12983

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Franklin County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Robert Roy Lawyer

Matthew Henry Mcardle

Stephen Andrew Vanier

Judith Ann Pareira

John James Muldowney

Thomas H. Mccann

James Patrick Bessette

Kevin F Nichols

John J Muldowney

Mary Ellen Stumpf

TIPS

LEGAL TERMS

DEBIT CARD

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

ADMINISTRATIVE EXPENSES

COLLATERAL

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

TOXIC TORT

LIQUIDATING PARTNER

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