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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Dennis Lee Leahy

Immigration, State Appellate Practice, Social Security, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

One Court Pl, Rockford, IL 61101

David Martenson

Traffic, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 65 Years

CONTACT

1 Court Place, Rockford, IL 61101

David Louis Martenson

Traffic, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 65 Years

CONTACT

1 Court Place, Rockford, IL 61101

Thomas Mark Fabiano

DUI-DWI, Civil Rights, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 32 Years

CONTACT

321 W State St, Rockford, IL 61101

Thomas Fabiano

DUI-DWI, Civil Rights, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 32 Years

CONTACT

321 W State St, Rockford, IL 61101

Stephen Langley

Estate Planning, Divorce, Collection, Personal Injury

Status: In Good Standing

CONTACT

308 W State St, Rockford, IL 61101

Raymond Melton

Divorce & Family Law, Criminal, Corporate, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

308 W State St, Rockford, IL 61101

Brian Larkin

Litigation, Divorce, Collection, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

1 Court Pl, Rockford, IL 61101

Brent D. Blair

Estate Planning, Divorce, Transactions, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

One Court Place, Rockford, IL 61101

Brian K. Larkin

Litigation, Divorce, Collection, Personal Injury, Adoption

Status: In Good Standing Licensed: 40 Years

CONTACT

1 Court Pl, Rockford, IL 61101

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

COLLATERAL

Property that guarantees payment of a secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Freeport Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Dennis Lee Leahy

David Martenson

David Louis Martenson

Thomas Mark Fabiano

Thomas Fabiano

Stephen Langley

Raymond Melton

Brian Larkin

Brent D. Blair

Brian K. Larkin

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LEGAL TERMS

BULK SALES LAW

TOXIC TORT

IRS EXPENSES

UNSECURED DEBT

CREDIT BUREAU

FORBEARANCE

HOUSEHOLDER

COLLATERAL

MEETING OF CREDITORS

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