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Carl Gustafson
About | Practice Areas
Lincoln Law
24301 Southland Dr. #214B Hayward, CA 94545» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

800-722-6578
1. Carl Gustafson Hayward, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Carl Gustafson

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Bankruptcy & Debt

Carl R. Gustafson is a Certified Bankruptcy Law Specialist with the California Board of Legal Specialization! In 2003, Carl graduated from UCLA Mag... (more)

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800-722-6578

24301 Southland Dr., Hayward, CA 94545

Cornell T. Solomon

Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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Murco Plaza, 39111 Paseo Padre Parkway, Fremont, CA 94538

Richard L. Schneider

Accident & Injury, Bankruptcy & Debt, Estate, Lawsuit & Dispute

Status: In Good Standing

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501 Murphy Ranch Rd, Milpitas, CA 95035

Robert Lowell Johnson

Aviation, Personal Injury, Consumer Bankruptcy, Health Care, Mass Torts

Status: In Good Standing Licensed: 45 Years

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38750 Paseo Padre Pkwy, Fremont, CA 94536

Louna Amin

Family Law, Contract, Business, Bankruptcy

Status: In Good Standing Licensed: 16 Years

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38623 Cherry Ln, Fremont, CA 94536

Chi Ngoc Dinh

Litigation, Intellectual Property, Credit & Debt

Status: In Good Standing Licensed: 14 Years

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41041 Trimboli Way, Fremont, CA 94538

Shah Iqbal Nawaaz

Immigration, Bankruptcy

Status: In Good Standing

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37600 Central Ct., Newark, CA 94560

Kristy A Hernandez

Estate Planning, Bankruptcy, Contract, Commercial Real Estate, Trusts

Status: In Good Standing

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37600 Central Ct., Newark, CA 94560

Peter Yi-Ning Wang

Patent, Copyright, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

27035 Whitman St, Hayward, CA 94544

Gopal Krishan

Immigration, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

627 E Calaveras Blvd, Milpitas, CA 95035

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FCBA

See Fair Credit Billing Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Fremont Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Carl Gustafson

Cornell T. Solomon

Richard L. Schneider

Robert Lowell Johnson

Louna Amin

Chi Ngoc Dinh

Shah Iqbal Nawaaz

Kristy A Hernandez

Peter Yi-Ning Wang

Gopal Krishan

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LEGAL TERMS

CREDIT BUREAU

LOSS DAMAGE WAIVER (LDW)

DEBIT CARD

INFRINGEMENT (OF TRADEMARK)

CHAPTER 13 BANKRUPTCY

GUARANTEED RESERVATION

WORKOUT

FCBA

FAIR CREDIT REPORTING ACT (FCRA)

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