Galesburg Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Cyril Butts

Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

119 S Cherry St, Galesburg, IL 61401

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status: In Good Standing

CONTACT

117 E Main St, Galesburg, IL 61401

Anthony Vaupel

Divorce & Family Law, Bankruptcy, Estate Planning, DUI-DWI

Status: In Good Standing

CONTACT

Galesburg, IL 61401

Pamela S. Wilcox

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

117 E Main St, Galesburg, IL 61401

Colby Hathaway

Divorce & Family Law, Bankruptcy, Workers' Compensation

Status: In Good Standing Licensed: 13 Years

CONTACT

256 South Soangetaha Road, Galesburg, IL 61401

Christopher Kanthak

Government, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

161 S. Cherry, Galesburg, IL 61401

Christopher William Kanthak

Government, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

161 S. Cherry, Galesburg, IL 61401

D. Robert. Lindstrom

Banking & Finance, Bankruptcy, Business & Trade, Litigation

Status: In Good Standing Licensed: 50 Years

CONTACT

311 East Main Street, Galesburg, IL 61401

John Michael Hanlon

Divorce & Family Law, Bankruptcy, Civil Rights, Estate Planning

Status: In Good Standing Licensed: 48 Years

CONTACT

318 Hill Arcade Bldg., Galesburg, IL 61401

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FCBA

See Fair Credit Billing Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCRA

See Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Galesburg Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Cyril Butts

Chad Mathew Long

Anthony Vaupel

Pamela S. Wilcox

Colby Hathaway

Christopher Kanthak

Christopher William Kanthak

D. Robert. Lindstrom

John Michael Hanlon

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LEGAL TERMS

FORBEARANCE

COSIGNER

REPOSSESSION

FCBA

S CORPORATION

WORKOUT

FAIR CREDIT BILLING ACT (FCBA)

FCRA

GRACE PERIOD

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