Galveston County, TX Bankruptcy & Debt Lawyers

Jeffrey N. Todd

✓ VERIFIED

Natural Resources, Medical Malpractice, Insurance, Government, Consumer Bankruptcy

Admitted to practice in Texas, New York, New Jersey and Georgia. Committed to truth and justice.

Jeff Todd has a broad range of legal experience and has practiced law in numerous jurisdictions and settings. Upon graduating from law school, he prac... (more)

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CONTACT

832-243-4953

2228 Mechanic Street, Galveston, TX 77550

Terry W. Vanderpool

Estate Planning, Bankruptcy, Family Law, Federal Appellate Practice, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

117 E Edgewood Dr, Friendswood, TX 77546

John Arthur Buckley

Construction, Litigation, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

617 4Th St, League City, TX 77573

Jeannie Morison Urbani

Construction, Securities, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

1605 23Rd St, Galveston, TX 77550

Jeannie Morison Urbani

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

1605 23Rd Stret, Galveston, TX 77550

Abel Pena Ortiz

Construction, Litigation, Oil & Gas, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

1917 61St St, Galveston, TX 77551

David Carl Bonnin

Mass Torts, Litigation, Consumer Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

2200 Market St, Galveston, TX 77550

Magen M. Ortiz

Construction, International Other, Insurance, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

1917 61St St, Galveston, TX 77551

David John Booth

Construction, Employee Rights, Securities, Credit & Debt

Status: In Good Standing

CONTACT

2525 S Shore Blvd, League City, TX 77573

Shirley Christianna Nallie-courtney

Wills, Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

Friendswood, TX 77549

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT FILE

See credit report.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Galveston County, TX Bankruptcy & Debt Lawyers

SPONSORED LAWYERS

Jeffrey N. Todd

Terry W. Vanderpool

John Arthur Buckley

Jeannie Morison Urbani

Jeannie Morison Urbani

Abel Pena Ortiz

David Carl Bonnin

Magen M. Ortiz

David John Booth

Shirley Christianna Nallie-courtney

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LEGAL TERMS

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

CREDIT FILE

TRUTH IN LENDING ACT (TILA)

HOUSEHOLDER

REPOSSESSION

FRATERNAL BENEFIT SOCIETY BENEFITS

SETOFF

LIMITED LIABILITY

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