Garden Prairie Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Herbert Hoover Franks

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Accident & Injury, Workers' Compensation, Bankruptcy & Debt, Real Estate, Divorce & Family Law

Herb Franks grew up on a dairy farm in Marengo, Illinois. And as a young man working early and long hours milking cows, he knew he wanted more out of ... (more)

FREE CONSULTATION

CONTACT

815-923-2107

19333 East Grant Highway, Marengo, IL 60152

James P Mullally

Family Law, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 East Grant Highway, Marengo, IL 60152

Charles Sewell

Divorce & Family Law, Real Estate, Bankruptcy, Estate, Criminal

Status: In Good Standing Licensed: 51 Years

FREE CONSULTATION

CONTACT

215 S State St, Belvidere, IL 61008

Henry Repay

Real Estate, Estate, Transactions, Bankruptcy

Status: In Good Standing

CONTACT

930 West Locust Street, Belvidere, IL 61008

William Douglas Pulak

Landlord-Tenant, Divorce, Business, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

110 W Prairie St, Marengo, IL 60152

William Pulak

Landlord-Tenant, Divorce, Business, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

110 W Prairie St, Marengo, IL 60152

Amy Sue Beckmann

Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2670 Huntington Dr, Belvidere, IL 61008

Steven Greeley

Accident & Injury, Criminal, Divorce & Family Law, Bankruptcy & Debt, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Rebecca Anne Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Rebecca Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCRA

See Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Garden Prairie Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Herbert Hoover Franks

James P Mullally

Charles Sewell

Henry Repay

William Douglas Pulak

William Pulak

Amy Sue Beckmann

Steven Greeley

Rebecca Anne Lamm

Rebecca Lamm

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

NONDISCHARGEABLE DEBTS

TOXIC TORT

DISCHARGEABLE DEBTS

FCRA

TRADE NAME

HOUSEHOLDER

CURRENT MONTHLY INCOME

FAIR CREDIT BILLING ACT (FCBA)

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