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Garfield County, WA Bankruptcy & Debt Lawyers

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1-6 of 6 matches. Page 1 of 1  

Christopher K. Munoz

Federal Appellate Practice, Estate Planning, Contract, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  28 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™24/100
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Matthew Lee Newberg

Municipal, Criminal, State Government
Status:  In Good Standing           Licensed:  19 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™22/100
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Richard Duane Burns

General Practice
Status:  Suspended           Licensed:  50 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™17/100
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Patrick C. Mccabe

General Practice
Status:  Deceased           Licensed:  87 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™17/100
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C. A. Mccabe

General Practice
Status:  Deceased           Licensed:  114 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™17/100
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John R. Henry

Juvenile Law, Private Judging, Federal, Criminal
Status:  Inactive           Licensed:  42 Years
CONTACT
Pomeroy, WA 99347
Profile LAWPOINTS™17/100
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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FCBA

See Fair Credit Billing Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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