Gilberts Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John E. Juergensmeyer

Corporate, Consumer Bankruptcy, DUI-DWI, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

1275 Davis Road, Elgin, IL 60123

Thomas Gosselin

Business Organization, Collection, Commercial Real Estate, Defamation & Slander

Status: In Good Standing

CONTACT

2425 Royal Blvd, Elgin, IL 60123

Sarah J. Holbrook

Bankruptcy, Foreclosure

Status: In Good Standing

CONTACT

2413 W. Algonquin Rd., Algonquin, IL 60102

John Frederick Hurlbut

Arbitration, Criminal, Administrative Law, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Janet Willerman Ellingson

Estate Planning, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

30 N Airlite St, Elgin, IL 60123

Ronald O. Roeser

Bankruptcy, Corporate, Government Contract, Civil Rights

Status: In Good Standing Licensed: 50 Years

CONTACT

920 Davis Rd, Elgin, IL 60123

Ronald Roeser

Bankruptcy, Corporate, Government Contract, Civil Rights

Status: In Good Standing Licensed: 50 Years

CONTACT

920 Davis Rd, Elgin, IL 60123

Carl Lloyd Ganibi Santos

Collection, Landlord-Tenant, Civil Rights, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

2500 Westfield Dr, Elgin, IL 60124

Michele L. Aiken

Bankruptcy, Employee Rights

Status: In Good Standing Licensed: 17 Years

CONTACT

2413 W Algonquin Rd, Barrington, IL 60102

Sheila Diane Aiken

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2413 W. Road, Algonquin, IL 60102

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Gilberts Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

John E. Juergensmeyer

Thomas Gosselin

Sarah J. Holbrook

John Frederick Hurlbut

Janet Willerman Ellingson

Ronald O. Roeser

Ronald Roeser

Carl Lloyd Ganibi Santos

Michele L. Aiken

Sheila Diane Aiken

TIPS

LEGAL TERMS

TRADE NAME

NO-FAULT INSURANCE

FRAUDULENT TRANSFER

GUARANTOR

BULK SALES LAW

PRIORITY DEBT

SETOFF

DOING BUSINESS AS (DBA)

INFRINGEMENT (OF TRADEMARK)

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