Gilroy Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sean Hanley

Wills, Trusts, Estate Planning, Bankruptcy

Status: In Good Standing

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1091 Lincoln Ave, San Jose, CA 95125

Aaron Moore Johnson

Intellectual Property, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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2065 Hamilton Ave, Alviso, CA 95125

Adron Gustav Beene

Government, Divorce & Family Law, Business, Collection

Status: In Good Standing Licensed: 10 Years

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7960 Soquel Drive, Aptos, CA 95003

Alex Rad

Bankruptcy & Debt, Divorce & Family Law, Criminal, Immigration

Status: In Good Standing Licensed: 16 Years

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1262 East Hamilton Ave, Campbell, CA 95008

Alexander Erasmus Balzer Carr

Credit & Debt

Status: In Good Standing Licensed: 3 Years

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7017 Realm Dr, Alviso, CA 95119

Andrea M. Hsu

Estate Planning, Employee Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 12 Years

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2065 Hamilton Ave, Alviso, CA 95125

Andrew John Cronauer

Litigation, Trusts, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

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2451 Bert Dr, Hollister, CA 95023

Anh T Phan

Motor Vehicle, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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170 Chateau La Salle Dr, Alviso, CA 95111

Ashley Mchaffie Winn

Health Care, Unfair Competition, Antitrust, Collection

Status: In Good Standing

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11 Colina Dr, Watsonville, CA 95076

Benjamin Ivan Longoria

General Practice

Status: In Good Standing Licensed: 21 Years

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15140 Charter Oak Blvd, Salinas, CA 93907

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FCRA

See Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CCCS

See Consumer Credit Counseling Service.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Gilroy Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Sean Hanley

Aaron Moore Johnson

Adron Gustav Beene

Alex Rad

Alexander Erasmus Balzer Carr

Andrea M. Hsu

Andrew John Cronauer

Anh T Phan

Ashley Mchaffie Winn

Benjamin Ivan Longoria

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LEGAL TERMS

REDEMPTION

CREDIT REPORT

FCRA

WORKOUT

CCCS

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

CREDIT INSURANCE

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