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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Armando E. Batastini

Litigation, Lawsuit & Dispute, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

184 Putnam Pike, Chepachet, RI 02829

Todd E. Mcnamara

Commercial Real Estate, Employment Discrimination, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

8 Birch Street, Chepachet, RI 02814

James J. Lombardi

Tax, International, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7 Indigo Farm Road, Glendale, RI 02830

Michael Robert Mcelroy

Federal Trial Practice, Public Utilities, Transactions, Commercial Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

3 Cedar Meadows Drive, Greenville, RI 02917

Robert J. Reilly

Immigration, Bankruptcy

Status: In Good Standing

CONTACT

21 Randall Street, Greenville, RI 02828

Benjamin M. Scungio

Power of Attorney, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

37 Clark Road, Greenville, RI 02917

Ronald A. Morin

Credit & Debt

Status: In Good Standing

CONTACT

28 Thurber Blvd, Greenville, RI 02917

Robert V. Rossi

Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

28 Thurber Blvd, Greenville, RI 02917

David A. Ursillo

Bankruptcy, Medical Malpractice, Accident & Injury

Status: In Good Standing

CONTACT

119 Mountaindale Road, Greenville, RI 02917

Giovanni La Terra Bellina

Environmental Law, Employment, Bankruptcy & Debt, Slip & Fall Accident

Status: In Good Standing

CONTACT

5 Carriage Way, Johnston, RI 02919

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCBA

See Fair Credit Billing Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

Glendale Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Armando E. Batastini

Todd E. Mcnamara

James J. Lombardi

Michael Robert Mcelroy

Robert J. Reilly

Benjamin M. Scungio

Ronald A. Morin

Robert V. Rossi

David A. Ursillo

Giovanni La Terra Bellina

TIPS

LEGAL TERMS

IRS EXPENSES

GENERAL PARTNER

COSIGNER

CREDIT INSURANCE

TRADE DRESS

COLLECTION AGENCY

SETOFF

FCBA

CREDIT REPORT

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