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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason Newcombe

✓ VERIFIED

Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

FREE CONSULTATION

CONTACT

800-699-2370

1721 Hewitt Ave, Everett, WA 98201

Jason Newcombe

✓ VERIFIED

Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

FREE CONSULTATION

CONTACT

800-699-2370

10900 NE 8th Street, Bellevue, WA 98004

Minh T. Tran

✓ VERIFIED

Real Estate, Bankruptcy & Debt, Personal Injury, Animal Bite, Car Accident

Minh Tran practice is focused on bankruptcy and civil litigation at the Arrow Law Group, PLLC. The law firm also represents clients in personal injury... (more)

FREE CONSULTATION

CONTACT

800-821-3170

12020 SE 60th St, Bellevue, WA 98006

Jason Scott Newcombe

✓ VERIFIED

Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. W... (more)

FREE CONSULTATION

CONTACT

206-624-3644

16000 Christensen Rd, Tukwila, WA 98188

Thomas F McGrath

Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

13555 Bel Red Road, Bellevue, WA 98005

Jeffrey C. Wishko

Complex Litigation, Cleanup & Superfund, Collective Bargaining, Bankruptcy Litigation

Status: In Good Standing

CONTACT

2918 Colby Avenue, Everett, WA 98201

Stephen Garvey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7100 Evergreen Way, Everett, WA 98203

Shane Yale Rooney

Alimony & Spousal Support, Child Support, Collection, Commercial Leasing

Status: In Good Standing

CONTACT

10900 NE. 4th Street, Bellevue, WA 98004

Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Jocelynne Rose Fallgatter

Land Use & Zoning, Estate Planning, Consumer Bankruptcy, Legal Malpractice

Status: In Good Standing Licensed: 13 Years

CONTACT

13231 Trout Farm Rd, Sultan, WA 98294

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Gold Bar Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jason Newcombe

Jason Newcombe

Minh T. Tran

Jason Scott Newcombe

Thomas F McGrath

Jeffrey C. Wishko

Stephen Garvey

Shane Yale Rooney

Joyce Heritage

Jocelynne Rose Fallgatter

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

ABUSE

COLLECTION AGENCY

FAIR CREDIT BILLING ACT (FCBA)

REAFFIRMATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

401(K) PLAN

CHAPTER 13 PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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