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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

One Dearborn Square, Kankakee, IL 60901

Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

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One Dearborn Square, Kankakee, IL 60901

William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 49 Years

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123 N Garrard St, Rantoul, IL 61866

Craig Ray Hunt

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

Neill Paul Schurter

Agriculture, Adoption, Criminal, Bankruptcy

Status: In Good Standing Licensed: 57 Years

CONTACT

404 Moraine Drive, Rantoul, IL 61866

Jared Trigg

Commercial Real Estate, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

220 N Vermilion St, Danville, IL 61832

Jared Lee Trigg

Commercial Real Estate, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

220 N Vermilion St, Danville, IL 61832

Curtis Allan Anderson

Real Estate, Trusts, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 45 Years

CONTACT

7 E Harrison St, Danville, IL 61832

Eve Allison Ludwig

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

9 Harding Pl, Danville, IL 61832

Eve Allison Ludwig

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

9 Harding Pl, Danville, IL 61832

800-923-0641

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Goodwine Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Scott N. Sliwinski

Kenneth A. Leshen

William Roy Scott

Craig Ray Hunt

Neill Paul Schurter

Jared Trigg

Jared Lee Trigg

Curtis Allan Anderson

Eve Allison Ludwig

Eve Allison Ludwig

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LEGAL TERMS

C CORPORATION

GRACE PERIOD

SECURED DEBT

CHAPTER 13 BANKRUPTCY

AUTOMATIC STAY

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

ABUSE

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