Graham Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kathryn Brooks

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 56 Years

CONTACT

11007 183Rd Avenue Pl E, Bonney Lake, WA 98391

Ronda S. Litzenberger

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

Eatonville, WA 98328

John Frank Rinaldi

Commercial Real Estate, Trusts, Contract, Bankruptcy

Status: Inactive Licensed: 51 Years

CONTACT

28203 164Th Ave E, Graham, WA 98338

Steven Richard Levy

Bankruptcy, Personal Injury, Civil Rights, Family Law

Status: Inactive Licensed: 52 Years

CONTACT

Graham, WA 98338

Catherine L. Hammer

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 65 Years

CONTACT

Graham, WA 98338

Vicki L Williams

Commercial Bankruptcy, Insurance, Civil Rights, Construction

Status: Suspended Licensed: 56 Years

CONTACT

31116 48Th Ave E, Graham, WA 98338

Kristi Linn Scholz-O'Leary

Contract, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 20 Years

CONTACT

13921 Mccutcheon Rd E, Orting, WA 98360

Trasie N. Willis

Commercial Bankruptcy, Real Estate, Commercial Real Estate

Status: Suspended Licensed: 103 Years

CONTACT

22719 201St St E, Orting, WA 98360

Douglas James Kaukl

Commercial Real Estate, Estate Planning, Bankruptcy, Personal Injury

Status: Inactive Licensed: 52 Years

CONTACT

11718 141St St E, Puyallup, WA 98374

Linda Susan Olson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 99 Years

CONTACT

Puyallup, WA 98373

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Graham Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kathryn Brooks

Ronda S. Litzenberger

John Frank Rinaldi

Steven Richard Levy

Catherine L. Hammer

Vicki L Williams

Kristi Linn Scholz-O'Leary

Trasie N. Willis

Douglas James Kaukl

Linda Susan Olson

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

CREDIT INSURANCE

NONPROFIT CORPORATION

WORKOUT

CHAPTER 13 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

ADMINISTRATIVE EXPENSES

GUARANTOR

NUISANCE FEES

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