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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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William F. Macreery

Litigation, Bankruptcy

Status: In Good Standing

CONTACT

7 Granite Springs Rd, Granite Springs, NY 10527

William F. Macreery

Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

7 Granite Springs Rd, Granite Springs, NY 10527

Gary Mark Rikoon

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

79 Granite Springs Rd, Yorktown Heights, NY 10598

Jonathan Matthew Victor

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

963 Route 6, Mahopac, NY 10541

Jonathan Matthew Victor

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

963 Route 6, Mahopac, NY 10541

Jonathan Matthew Victor

Real Estate, Employee Rights, Divorce & Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

963 Route 6, Mahopac, NY 10541

Lester Forest

Consumer Bankruptcy, Estate, Civil Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

299 Route 6N, Mahopac, NY 10541

Anthony John Tripodi

Commercial Real Estate, Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

40 Triangle Ctr, Yorktown Heights, NY 10598

Michael Mel Attanasio

Real Estate, Civil & Human Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

3497 Kamhi Dr, Yorktown Heights, NY 10598

John R. Kibbe

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 74 Years

CONTACT

1961 Commerce St, Yorktown Heights, NY 10598

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Granite Springs Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

William F. Macreery

William F. Macreery

Gary Mark Rikoon

Jonathan Matthew Victor

Jonathan Matthew Victor

Jonathan Matthew Victor

Lester Forest

Anthony John Tripodi

Michael Mel Attanasio

John R. Kibbe

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LEGAL TERMS

BANKRUPTCY TRUSTEE

CREDIT BUREAU

WORKOUT

UNSECURED DEBT

SUBROGATION

ADMINISTRATIVE EXPENSES

REAFFIRMATION

COLLECTION AGENCY

INFRINGEMENT (OF TRADEMARK)

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