Grays Harbor County, WA Bankruptcy & Debt Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael G. Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Michael Gary Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Garth L. Jones

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 40 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Ray W Kahler

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice, Accident & Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Paul Lester Stritmatter

Mass Torts, Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 55 Years

CONTACT

413 8th St, Hoquiam, WA 98550

Gary Arnold Morean

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: In Good Standing

CONTACT

120 E 1st St, Aberdeen, WA 98520

Hannah Grace Campbell

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

115 S 1St St, Montesano, WA 98563

Rayburn K Dudenbostel

Adoption, Dispute Resolution, Bankruptcy, Corporate

Status: Inactive Licensed: 49 Years

CONTACT

Elma, WA 98541

Frank Martin Franciscovich

Commercial Real Estate, Estate Planning, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

341 W Wishkah St, Aberdeen, WA 98520

Richard Edward Goodwin

Corporate, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: Inactive Licensed: 59 Years

CONTACT

120 E 1St St, Aberdeen, WA 98520

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

Grays Harbor County, WA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael G. Spencer

Michael Gary Spencer

Garth L. Jones

Ray W Kahler

Paul Lester Stritmatter

Gary Arnold Morean

Hannah Grace Campbell

Rayburn K Dudenbostel

Frank Martin Franciscovich

Richard Edward Goodwin

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

COSIGNER

LOSS DAMAGE WAIVER (LDW)

GRACE PERIOD

CREDIT INSURANCE

FRAUDULENT TRANSFER

401(K) PLAN

DISCHARGEABLE DEBTS

FCBA

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