Greene County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Greene Bankruptcy & Debt lawyer.
Below are all Greene lawyers.

Nick W Graham

Municipal, Business

Status: In Good Standing

CONTACT

506 N Main St, Carrollton, IL 62016

Nick William Graham

Divorce & Family Law, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

506 N Main St, Carrollton, IL 62016

Nick W Graham

Municipal, Business

Status: In Good Standing

CONTACT

506 N Main St, Carrollton, IL 62016

Elliott Lee Turpin

Traffic, Estate Planning, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 34 Years

CONTACT

Route 1, Carrollton, IL 62016

Nick Graham

Divorce & Family Law, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

506 N Main St, Carrollton, IL 62016

Richard Neal Gillingham

Commercial Real Estate, Government, Civil & Human Rights, Transactions

Status: In Good Standing Licensed: 40 Years

CONTACT

220 Sixth St, Carrollton, IL 62016

Mary Ellen Kirbach

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

315 Sixth Street, Carrollton, IL 62016

Richard Clough

Estate, Business

Status: In Good Standing Licensed: 53 Years

CONTACT

524 N Main St, Carrollton, IL 62016

Elliott Turpin

Divorce & Family Law, Criminal, Estate Planning, Traffic, Estate

Status: In Good Standing Licensed: 35 Years

CONTACT

Route 1, Carrollton, IL 62016

Mary Kirbach

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

315 Sixth Street, Carrollton, IL 62016

800-923-0641

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Lawyer.com can help you easily and quickly find Illinois Bankruptcy & Debt Lawyers and Illinois Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Illinois cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Illinois cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CCCS

See Consumer Credit Counseling Service.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Greene County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Nick W Graham

Nick William Graham

Nick W Graham

Elliott Lee Turpin

Nick Graham

Richard Neal Gillingham

Mary Ellen Kirbach

Richard Clough

Elliott Turpin

Mary Kirbach

TIPS

LEGAL TERMS

DEBT COLLECTOR

DEFINED CONTRIBUTION PLAN

DISPOSABLE INCOME

GARNISHMENT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CCCS

INTEREST

DISCHARGE (OF DEBTS)

PRESUMED ABUSE

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