Hampshire Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Sarah J. Holbrook

Bankruptcy, Foreclosure

Status: In Good Standing

CONTACT

2413 W. Algonquin Rd., Algonquin, IL 60102

Jeffrey Bruce Rifken

Civil Rights, Collection, Divorce, Transactions

Status: In Good Standing Licensed: 52 Years

CONTACT

12274 Daphne Drive, Huntley, IL 60142

Jeffrey Rifken

Civil Rights, Collection, Divorce, Transactions

Status: In Good Standing Licensed: 52 Years

CONTACT

12274 Daphne Drive, Huntley, IL 60142

Hugh James McCarthy

Bankruptcy, Family Law, Trusts, Criminal

Status: In Good Standing Licensed: 27 Years

CONTACT

302 Schmidt Dr, Elburn, IL 60140

Carl Lloyd Ganibi Santos

Collection, Landlord-Tenant, Civil Rights, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

2500 Westfield Dr, Elgin, IL 60124

Scott Richmond

Workers' Compensation, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

2000 Mcdonald Rd, Elgin, IL 60177

Scott Gary Richmond

Workers' Compensation, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

2000 Mcdonald Rd, Elgin, IL 60177

Riley Oncken

DUI-DWI, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

212 S Main St, Sycamore, IL 60178

Riley Nels Oncken

DUI-DWI, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

212 S Main St, Sycamore, IL 60178

Jeffrey Major Krasner

Estate Planning, DUI-DWI, Business, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

407 W. State Street, Sycamore, IL 60178

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Hampshire Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sarah J. Holbrook

Jeffrey Bruce Rifken

Jeffrey Rifken

Hugh James McCarthy

Carl Lloyd Ganibi Santos

Scott Richmond

Scott Gary Richmond

Riley Oncken

Riley Nels Oncken

Jeffrey Major Krasner

TIPS

LEGAL TERMS

CREDIT REPORT

WORKOUT

DEBT COLLECTOR

UNDUE HARDSHIP

DOING BUSINESS AS (DBA)

TOXIC TORT

GUARANTOR

LIEN

FAIR CREDIT BILLING ACT (FCBA)

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