Hancock County, IN Credit & Debt Lawyers

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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
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800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Not enough matches for Hancock Credit & Debt lawyer.
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Sarah M Wolf

Motor Vehicle, Guardianships & Conservatorships, Divorce & Family Law, Criminal, Medical Malpractice

Status: In Good Standing

CONTACT

6 E. Main Street, Greenfield, IN 46140

Holly L Lyons

Family Law, Divorce & Family Law

Status: In Good Standing

CONTACT

206 E Main St, Greenfield, IN 46140

Donald Jack Davis

Bankruptcy & Debt, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

222 N. State St, Greenfield, IN 46140

James Walker Mcnew

Medical Products & Devices, Child Custody, Misdemeanor, Criminal, Medical Malpractice

Status: Deceased Licensed: 49 Years

CONTACT

Five Courthouse Plaza, Greenfield, IN 46140

Thomas Scott Bowman

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

5 Courthouse Plaza, Greenfield, IN 46140

Paul Overhauser

Litigation, Trademark, Patent, Intellectual Property

Status: In Good Standing

CONTACT

18 E Main St, Greenfield, IN 46140

Sarah M Wolf

Litigation, Trusts, Estate, Family Law

Status: In Good Standing Licensed: 46 Years

CONTACT

6 East Main Street, Greenfield, IN 46140

Michael Robert Burrow

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

2243 E Main St, Greenfield, IN 46140

Thomas Scott Bowman

Child Custody, Criminal, Medical Malpractice

Status: In Good Standing Licensed: 12 Years

CONTACT

5 Courthouse Plaza, Greenfield, IN 46140

Paul B. Overhauser

Litigation, Trademark, Patent, Intellectual Property

Status: In Good Standing

CONTACT

18 E Main St, Greenfield, IN 46140

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

... (See Pet'r Br. at 18-20.). The Department argues, on the other hand, that in order for Home Depot to receive the deduction, Home Depot was required to write off the credit card accounts as uncollectible debt for federal tax purposes. ...

Smither v. Asset Acceptance, LLC

... exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues." We are not convinced, however, that this statute of limitations applies to attempts to collect credit card debt. ...

Bank of America, NA v. Ping

... terminate the Credit Agreement. However, after proceeds from the Bank of America Mortgage had been used to pay the balance owed on the credit, Ping incurred more than $76,000 in additional debt under the Credit Agreement. ...

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Hancock County, IN Credit & Debt Lawyers

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Sarah M Wolf

Holly L Lyons

Donald Jack Davis

James Walker Mcnew

Thomas Scott Bowman

Paul Overhauser

Sarah M Wolf

Michael Robert Burrow

Thomas Scott Bowman

Paul B. Overhauser

TIPS

LEGAL TERMS

SETOFF

DOING BUSINESS AS (DBA)

COLLECTION AGENCY

LIEN

MEETING OF CREDITORS

SUBROGATION

PRIORITY DEBT

CREDIT INSURANCE

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

Smither v. Asset Acceptance, LLC

Bank of America, NA v. Ping

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